FAQS
Questions, answered.
What Recoversure does, how the service works and how to get started.
About Recoversure
What is Recoversure?
Recoversure is an Australian claims management business for commercial motor and rental vehicle fleets. We handle motor claims end to end, from first notification of loss through assessment, repair, settlement and recovery, through one accountable team.
Is Recoversure an insurer?
No. Recoversure manages claims, it does not underwrite insurance. We work alongside the major Australian motor insurers and underwriters, and the service feels the same to your drivers whoever underwrites the policy.
How is Recoversure governed?
Recoversure operates as an Authorised Representative (No 000419176) of Delaney Kelly Golding Pty Ltd, holder of Australian Financial Services Licence No 231146. The business carries full AFSL governance, backed by 30+ years of group experience across motor insurance, underwriting and claims.
What fleets does Recoversure work with?
We work with commercial motor fleets, rental and mobility operators, self-insured organisations and insurers. The service suits fleets with comprehensive cover, self-insured fleets and those handling high incident volumes.
Where is Recoversure based?
Recoversure is based in North Sydney, with an in-house team of claims specialists, assessors and recovery experts, supporting fleets across metropolitan and regional Australia.
The service
What does end to end claims management include?
Recoversure manages the full claim, from first notification through liability review, assessment, repair, settlement and closure. Your drivers and fleet managers track every claim and view documents through one digital record.
What is under excess claims management?
Most fleet incidents sit below the comprehensive excess, and without a managed process those claims clog admin and lose recoverable third party costs. Recoversure handles under excess claims with the same rigour as full insurance claims, with third party recovery pursued from day one where someone else is at fault.
What is accident management?
Accident management supports your drivers from the moment an incident happens. Recoversure coordinates towing, replacement vehicles and repair through one workflow, with portal access available 24 hours a day and early third party intervention to help control hire and settlement costs.
Does Recoversure pursue third party recovery?
Yes. Where another party is at fault, Recoversure pursues recovery on eligible claims and returns recovered funds to your business with a full audit trail. Recovery runs on both insured and under excess claims.
Do you work with my preferred repairer?
Yes. Recoversure coordinates repairs with your preferred repairer or our established network, managing the work end to end with status updates to the driver and fleet manager.
The platform
How do drivers lodge a claim?
Drivers and fleet teams lodge through the channel that suits the incident, QR code at the scene, the online portal, phone or email. Every channel feeds one claim record and the same workflow.
What is QR code FNOL?
QR code first notification of loss lets a driver scan a code at the scene and lodge in minutes. Vehicle and driver details pre-populate, and guided photo capture covers damage, the scene and third party details.
What is the Claims Portal?
The Claims Portal brings every claim into one view, with real time status, document and photo storage, reporting and role-based access for fleet managers, drivers and partners. It works on mobile and desktop.
What is telematics integration?
Recoversure connects existing telematics to the platform, turning fleet data into insight on crash risk and driver behaviour. Crash detection triggers lodgement, and the data links to the claim file to show where losses concentrate.
Getting started
How fast is claims assessment?
Photos and incident data route to our in-house assessors the moment a claim is lodged. Straightforward claims are assessed in under four hours on average, with complex claims escalated to specialist assessors.
Does lodging quickly save money?
Yes. Lodging within 24 hours reduces downtime, hire and third-party leakage. Faster lodgement means faster assessment, authorisation and repair, so the vehicle returns to the road sooner.
Is the platform available 24/7?
Yes. The Recoversure Claims Portal gives round the clock access to claim status, documents and reporting, so your team can lodge and track claims at any time.
How do I get started?
Book a demo for a short walkthrough tailored to your fleet, or call 1800 290 577. Existing customers lodge claims through the Claims Portal or by phone.
Still have a question?
Book a demo or talk to our claims team. We will take it from there.
